標題: Procedures for purchasing a second-hand home [打印本頁] 作者: mimmim 時間: 2024-3-9 12:20 標題: Procedures for purchasing a second-hand home The purchase of a property is always a reason for joy, especially if it is the first since it usually means an important change in the buyer's life; such as getting married, a change of city or the beginning of a new stage. The procedures for purchasing a home, however, usually involve considerable amounts of paperwork and legal and financial procedures in which it is easy to get lost if you are not familiar with them.
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To help you start this new stage on the right foot, we have made a list of all the procedures for purchasing a second-hand home:
1.Procedures for purchasing a home: before the purchase
Reservation or pre-contract
This is a private document between the buyer and the seller through which the reservation of the home is made. It is not a mandatory procedure, but it is the most common, whether between individuals or if the seller is a developer. It is usually accompanied by a payment in the form of a deposit.
Even though it is a private document, you should know that it has legal validity Chinese Overseas America Number Data and, therefore, both parties will be obliged to comply with what it establishes unless it is outside the legal system.
Before signing it, keep in mind that if it is a sale between individuals, you must make sure that all the owners of the home sign it to avoid possible problems later .
After signing the pre-contract and moving on to the next step, make sure you have requested and verified the following documentation :
Certificate of habitability and energy certificate.
Current ID.
Simple note: request it at the property registry, where you will be informed of the status of all possible charges on the property, such as whether it has a mortgage , an embargo or any other limitation.
IBI (paid): ask the seller for the latest receipt for this tax.
Make sure that the seller or former owner has no outstanding debts with the community.
Recommended reading: Aspects to take into account when buying a wooden house
2.Procedures for purchasing a home: purchase and sale process
Earnest money contract
The deposit contract consists of a contract through which the buyer gives the seller an amount in the form of a deposit and which is discounted from the total price of the home. The amount is usually 10% of the value of the property, but the contract may agree on another amount.
The most common type of deposit are penitential deposits, which determine the price to be paid by each party in the event of canceling the home sale transaction: the buyer would lose the agreed amount while the seller would have to pay double the amount paid if it were He who canceled the sale.
